Start the countdown to buying your first home.

So you want to buy your first home one day and you’re looking for a money app that can help you reach the Everest of financial goals — building a deposit. Well, you’ve come to the right place.

Here’s what makes our app, Nude, so great for first-time home buyers like you...

One place to manage everything

Before, the road to buying your first home was fragmented, outdated and just plain confusing. You’d manage your savings account with one app, a budget spreadsheet with another and somewhere along the line, you’d be asked to send something by fax, even though fax machines stopped being a thing like 23 years ago.

So, to put an end to this madness, we created Nude: the app where you can open an account for your deposit, keep track of spending and get heaps of ideas that could help you buy a home sooner. Ah, much better.

“I love the app so much, it’s already making the whole process less stressful”

Set your first home goal

A study found that people who write down their goals are 42% more likely to reach them. That’s why setting your goal (specifically, how much you could need for your deposit and other expenses) is step number one in the Nude app.

Why setting a goal today can help you buy a home in the future.

With us, you can set your own budget or use our home discovery tool that guides you through the process. It uses recent UK house prices, so you’re working towards a realistic goal, even when house prices change in the future.

Find out how long it could take to buy your first home

Tell us how much you can set aside each month (and how much you’ve already put away) and within seconds, we’ll show you how long it could take to buy your first home.

One of our customers told us the countdown “makes it feel real” — which is exactly what we’re trying to do. With Nude, you’re not just working towards a deposit, you’re working towards the moment you pick up the keys, pop the champagne and officially become a homeowner. That’s worth a countdown in our eyes.

“Seeing all this makes it more tangible and increases my zeal to save.”

Stay motivated to buy your home

Tracking your progress can be even more important than setting a goal, because it encourages you to keep going.

Every time you put money aside and open your Nude app, you’ll see how it impacts the time it’ll take you to buy your home.

Get personalised ideas that could help you buy your first home sooner

Connect your bank accounts and we’ll keep track of your spending for you — giving you personalised ideas that help you do things differently and save on the small stuff that all adds up.

In true Nude style, you don’t just discover how much you could save, you also see how much sooner you could buy your home if you put that money towards your deposit instead.

Build good money habits with challenges

Want to turn that dim sum habit into a save some habit? With Nude, you get in-app challenges that help you save on takeout, online shopping, coffee and more. They’re all based on your regular spends, so you only see the ones that are relevant to you.

Take a month-long challenge (or longer) and see how those new money habits could help you get those keys sooner.

Boost your deposit by up to £1,000 every year

Open a Nude Lifetime ISA and the government will top up whatever you put in by 25% every single year (until you’re 50). You can get up to £1,000 towards your home and it’s tax-free too! Whether you’d like to save with a Nude Cash Lifetime ISA or invest with a Nude Stocks & Shares Lifetime ISA, that 25% bonus can make a huge impact on when you’ll buy your home.

Martin Lewis (he’s the guy from Money Saving Expert) called them a “no brainer” for first-time buyers.

Read our mini-guide to Lifetime ISAs.

Learn more about Nude Lifetime ISAs.

Cash Lifetime ISAs vs Stocks & Shares Lifetime ISAs.

PS: We’re also launching Nude ISA and Nude general accounts really soon. So you can choose an account that’s right for you.

Feel good about your investments

If you choose to invest with a Nude Stocks & Shares Lifetime ISA, we offer a sustainable fund, so you can work towards your future home and, at the same time, help make a better future for our home planet.

The only app where you can collaborate on your deposit

With our one-of-a-kind ‘Team Up’ feature, you and your partner (or best friend/family member) can join forces to smash your deposit goal and count down to the day you buy your first home together.

Plus, when you both open a Nude Lifetime ISA, you could get up to £2,000 towards your home every year and get there sooner.

Your first home fund, made flexible

You don’t need ££££ to start building your deposit. With us, you can start from as little as £25 a month. Plus, you can change your direct debit in seconds and ‘Skip a month’  for those times when your car breaks down, your dog needs a haircut and you’ve got four weddings coming up.

How to save for your first home with an irregular income & expenses.

Save or invest in your sleep

Set up an automatic payment into your Nude Lifetime ISA and watch it grow.

With that money buried safe in your first home fund, you won’t have it at hand to spend it on other stuff.

Learn all about the home buying process

Think of Nude as that friend who’s really good with money and knows everything about buying a home.

In the app, you get exclusive content about mortgages, side hustles, property viewings, saving tips and more. And it’s not written by some guy who only speaks bankglish.

“I love how simple and accessible the language is, it really speaks to first time buyers like myself who have little to no idea about where to start”

Switch your brain to money-saving mode

Nude is a combination of behavioural science, finance expertise and home buying know-how.

We’ve dug into studies by world-renowned universities, cognitive psychologists and neurosurgeons to create features that help your brain build positive habits and put more money towards your first home.

How we use behavioural science to help you buy your first home.

Make your eyes happy

If Nude was all about money, then sure, ‘finance world blue’ would maybe be a good fit. But it’s not just about money, it’s about getting you a home. So instead, we took inspiration from interiors and lifestyle brands to build an app that’s easy on the eyes and fun to use.

We want you to enjoy every little detail in the Nude app, so you feel excited about the whole process of buying your first home, from saving up to moving in.

Your data and money are safe

  • We’re registered and authorised by the Financial Conduct Authority. The Financial Conduct Authority exists to protect consumers and make sure that companies within the UK financial industry work in a fair and ethical way.
  • With us, your savings and investments (up to £85,000) are also eligible for protection by the Financial Services Compensation Scheme (FSCS).
  • When it comes to your data, we’ll never sell it. Instead, we use bank-level encryption to keep you and your money safe.

It takes just 5 minutes to get set up

Taking the first step towards buying your home couldn’t be easier.

Let’s get you a home. Install the latest version of the Nude app now.