Start the countdown to buying your first home.
So you want to buy your first home one day and you’re looking for an app that can help you reach the Everest of financial goals — building a deposit.
Well, you’ve come to the right place.
Here’s how Nude can help you buy your first home 🏠
One place to manage all things “first home”
Before, the road to buying your first home was fragmented, outdated and just plain confusing. You’d manage your savings account with one app, a budget spreadsheet with another and somewhere along the line, you’d be asked to send something by fax, even though fax machines stopped being a thing like 23 years ago.
So, to put an end to this madness, we created Nude: the app where you can open an account for your deposit, keep track of spending and get heaps of ideas that could help you buy a home sooner. Ah, much better.
“I love the app so much, it’s already making the whole process less stressful”
Set your goal, your way.
Setting a goal is a super important step on the road to buying your first home, which is why it comes first in the Nude app. We help you figure out how much you need for a deposit and other first home expenses like solicitors fees.
You can either set your own goal with a budget you have in mind, or use our Home Finder feature to base your goal on average house prices in the area you want to buy in (we use real HMRC data to calculate those averages, fyi).
Over 380 tests have shown that goal-setting has a significant impact on your behaviour, so for those of you who want to build lasting habits that result in you owning a home one day, setting a goal in the Nude app is a great place to start.
Find out how long it could take to buy your first home
We don’t just tell you how much you need to buy your first home, we also show you how long it could take to get there. It works a lil’ something like this:
Your deposit goal ÷ how much you can put towards your home each month (+ any other savings) = your Time to Buy.
When you put money towards your deposit, your Time to Buy goes down, your motivation shoots up and you edge closer to picking up those keys 🔑
“Seeing all this makes it more tangible and increases my zeal to save.”
Get up to £1,000 towards your home every year.
A Lifetime ISA is an account with a 25% bonus from the UK government. Every tax year (which runs April to April), you can put up to £4,000 into your LISA and score an extra £1,000 towards your first home 🔥🔥🔥
In recent years, the number of first-time buyers opening Lifetime ISAs has reportedly jumped by 45% and we’re not surprised (they can be a total game-changer when you’re building a deposit).
With us, you can save for your first home with the Nude Cash Lifetime ISA or invest sustainably with the Nude Stocks & Shares Lifetime ISA. And it takes just 5 minutes to open your account in the Nude app!
Save for your first home on your own terms.
Whether it takes you 1 year or 7 years to build your deposit, life’s going to keep on lifin’ in that time.
Jobs change. You might move to a different city. And the “dream home” you pictured a while ago could be completely different from what you want now. So you need a plan that’s ✨ flexible ✨
That’s why we’ve made it SO easy for you to make changes in the app. You can edit your direct debit in seconds. Top up your LISA with one-off contributions. Hey, you can even ‘skip a month’ for those times when money’s tight or you’ve taken “treat yourself” to a whole new level. With Nude, it couldn’t be easier to get back on track.
Get money-saving ideas that can help you buy your first home sooner.
Connect your bank accounts and we’ll keep track of your spending for you — giving you personalised ideas and challenges that help you do things differently and save on the small stuff that all adds up.
In true Nude style, you don’t just discover how much you could save, you also see how much sooner you could buy your home if you put that money towards your deposit instead.
Friends and family can help you buy a home with Gift Time.
What if we told you there’s an easier way for your friends and family to help you buy a home sooner?
It’s called ✨ Gift Time ✨
Say goodbye 👋 to reciting sort codes over the phone, and say hello 👋 to having a personal gift link that your loved ones can use to add some money to your Nude Lifetime ISA. That’s your birthday/graduation/wedding gifts sorted! 🎁
The new way to save for a home together.
‘Team Up’ is like two-player mode for your first home — whether you’re a couple, best friends or family, you can set a joint goal, see how long it’ll take to build your deposit and track your progress together.
No joint bank accounts. No clunky spreadsheets. Just an easy way to work towards buying a place you can both call home.
Learn all about the home buying process
Think of Nude as that friend who’s really good with money and knows everything about buying a home.
In the app, you get exclusive content about mortgages, side hustles, property viewings, saving tips and more. And it’s not written by some guy who only speaks bankglish.
“I love how simple and accessible the language is, it really speaks to first time buyers like myself who have little to no idea about where to start”
Win money towards your first home.
Did you know there are cash giveaways in the Nude app every 💰 single 💰 month?
As a Nude customer, you’re automatically entered into the draw, but you can boost your chances just by recommending Nude to your first-time buyer friends! For every one that signs up to Nude using your link, you BOTH get 10 entries. There's no limit to how many people you can invite, so tell the whole group chat.
Make your eyes happy
If Nude was all about money, then sure, ‘finance world blue’ would maybe be a good fit. But it’s not just about money, it’s about getting you a home. So instead, we took inspiration from interiors and lifestyle brands to build an app that’s easy on the eyes and fun to use.
We want you to enjoy every little detail in the Nude app, so you feel excited about the whole process of buying your first home, from saving up to moving in.
Nude is helping thousands of people to buy their first home.
Over 300,000+ first-time buyers in the UK are using Nude (that's a lot!). Here’s what some of them have to say.
“It really helped me get on the property ladder. It’s super clear, helpful, full of great advice and helped me build the financial confidence and motivation I needed.” — Dave
“We’ve never been closer to moving into our forever home and thanks to Nude it’s happened so much quicker and was so much easier than we thought.” — Natasha
“Have only been using it for about three months now but I can already see my habits in saving really improving” — Tom
“I’m saving for my first home and this is such a great app…it’s the first one that has actually helped me get in the right mindset.” — Gareth
Your data and money are safe
- With us, your savings and investments (up to £85,000) are eligible for protection by the Financial Services Compensation Scheme (FSCS).
- When it comes to your data, we’ll never sell it. Instead, we use bank-level encryption to keep you and your money safe.
It takes just 5 minutes to get set up
Taking the first step towards buying your home couldn’t be easier. Whether you're brand new to the savings game or transferring an existing Lifetime ISA over to us, everyone's welcome!
Let’s get you a home. Install the latest version of the Nude app now.